RBS bankers joked about destroying the US housing market By Rob Davies


RBS bankers joked about destroying the US housing market
By Editor August 16, 2018
http://www.theeventchronicle.com/finanace/rbs-bankers-joked-about-destroying-the-us-housing-market/


A boarded up building in Cleveland, Ohio, in January 2008. In the build up to the crisis mortgage lenders were incentivised to make as many loans as possible. Photograph: Timothy A. Clary/AFP/Getty Images
Transcripts of pre-financial crisis conversations show senior bankers’ disregard for customers

By Rob Davies

RBS bankers joked about destroying the US housing market after making millions by trading loans that staff described as “total fucking garbage”, according to transcripts released as part of a $4.9bn (£3.8bn) settlement with US prosecutors.

Details of internal conversations at the bank emerged just weeks before the 10-year anniversary of the financial crisis, which saw RBS rescued with a £45bn bailout from the UK government.

The US Department of Justice (DoJ) criticised RBS over its trade in residential mortgage backed securities (RMBS) – financial instruments underwritten by risky home loans that are cited as pivotal in the global banking crash.

It said the bank made “false and misleading representations” to investors in order to sell more of the RMBS, which are forecast to result in losses of $55bn to investors.

Transcripts published alongside the settlement reveal the attitude among senior bankers at RBS towards some of the products they sold.

The bank’s chief credit officer in the US referred to selling investors products backed by “total fucking garbage” loans with “fraud [that]was so rampant … [and]all random”.

He added that “the loans are all disguised to, you know, look okay kind of … in a data file.”

The DoJ said senior RBS executives “showed little regard for their misconduct and, internally, made light of it”.

In one exchange, as the extent of the contagion in the banking industry was becoming clear, RBS’ head trader received a call from a friend who said: “[I’m] sure your parents never imagine[d]they’d raise a son who [would]destroy the housing market in the richest nation on the planet.”

He responded: “I take exception to the word ‘destroy.’ I am more comfortable with ‘severely damage.’”

Another senior banker explained to a colleague that risky loans were the result of a broken mortgage industry that meant lenders were “raking in the money” and were incentivised to make as many loans as possible.

Employees who might raise the alarm about the riskiness of such lending “don’t give a shit because they’re not getting paid”, he said.

The bank made “hundreds of millions of dollars” from selling RMBS, the DoJ said, while disguising the risk they posed to investors, which included a group of nuns who lost 96% of their investment.

By October 2007, as signs of stress began to show in the banking system, RBS’ chief credit officer wrote to colleagues expressing his true feelings about the burgeoning volume of subprime loans in the housing market.

He said loans were being pushed by “every possible … style of scumbag”, adding that it was “like quasi-organised crime”.

“Nobody seems to care,” he added.
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The DoJ criticised RBS’ failure to do due diligence on the loans it was packaging, saying the bank feared it would lose out to rivals if it performed stricter tests.

One analyst at the lender referred to the bank’s due diligence procedures as “just a bunch of bullshit”, according to the transcripts.

When the bank became concerned about the poor quality of loans and started imposing tighter due diligence, one senior banker complained, saying: “Oh, God. Does anyone want to make money around here any more?”

RBS expected to make $20m from one deal that involved trading particularly risky loans, but faced resistance from the bank’s chief credit officer.

A senior executive responded to the concerns by telling the bank’s head trader: “Please don’t fuckin’ blow this one. We need every dollar we can get our hands on.”

Internal conversations between bankers also offer some insight into their growing realisation of the poor quality of the loans the bank owned and sold.

In September 2007, one trader referred to an appraisal of loans as giving “pretty shitty results”.

The transcripts were released by the DoJ as it confirmed the details of the settlement with the bank over its trading in RMBS.

RBS said: “Under the terms of the settlement, RBS disputes the allegations but will not set out a legal defence, while the settlement does not constitute a judicial finding.”

Certainty over the scale of the settlement will allow the bank to pay its first dividend in a decade this year.

The dividend is worth £240m and the Treasury will receive £149m as RBS is still 62%-owned by the government.

Ross McEwan, RBS chief executive, said: “This settlement dates back to the period between 2005 and 2007. There is no place for the sort of unacceptable behaviour alleged by the DoJ at the bank we are building today.”

He added that the bank could now “focus our energy on serving our customers better”.

But league tables published by the Competition and Markets Authority on Wednesday placed RBS joint bottom for customer service, with fewer than half of customers saying they would recommend the bank to a friend.

RBS will have to publish the results in branches, on its website and mobile app from today.

This article (RBS bankers joked about destroying the US housing market) was originally published on The Guardian and syndicated by The Event Chronicle.

Developing, Mastering and Weaponizing New Technology to Control You



Developing, Mastering and Weaponizing New Technology to Control You
By Editor August 10, 2018
http://www.theeventchronicle.com/intel/developing-mastering-and-weaponizing-new-technology-to-control-you/
Developing, Mastering and Weaponizing new technology to control you – Veterans Today | News

Not only has the Ruling Cabal deployed its newly developed high technology to spy on us all, but has weaponized it to entrain the minds of the masses to conform to their Globalist NWO Agenda and policies.

By Preston James, Ph.D

It’s a sad fact that over 985 Billion USD per year is being spent by the USG to spy on you and control you.

The actual total is considered classified but you can bet it is now very near to 1 Trillion USD per year.

This incredibly large secret industry has been built up, paid for with your tax dollars and deployed by the Ruling Cabal. It’s now involved in monstrous secret efforts to collate, manage and utilize all the data they have been collecting on you, in order to control your thoughts, attitudes, beliefs and actions and to attain their Globalist NWO agenda of evil.


Underground Bases and Tunnels: What is the Government Trying to Hide?
With the Deep Underground Military Bases budget for 147 DUMBs at about 1 Trillion USD per year and the Secret Space War budget at about another 1 Trillion USD per year, there is about 3 Trillion USD for a secret Intel budget per year spent by the Ruling Cabal. This is all being done using your hard earned tax dollars, supplemented by large black funds from numerous large financial scams, illegal weapons sales for their induced wars, and their massive illegal drugs and narcotic sales.
When the Congressional spending budget is about 3.35 trillion per year, you can easily understand why the middle class in America is quickly disappearing and why the Ruling Cabal is so addicted to illegal black funds from their massive worldwide illegal drug trafficking partnerships with the narco-traffickers and drug cartels.
The Secret Shadow Government (SSG) is the operational form of the Ruling Cabal and employs its agents and cutouts to invoke and use secrecy under so-called “national security”. It’s all being done to keep We The People from ever knowing the full range of its false-flag terror, spying, mind-control and induced wars for profit. Insiders never use the term “Deep State” to describe the secret government, they use the term “Secret Shadow Government” which was first publicly disclosed by Richard Boylan, Ph.D.
The Ruling Cabal uses the Secret Shadow Government (SSG) to collect and analyze data about you and to weaponize some of its various electronic collection means. In addition it has deployed certain psychotronic devices locally and orbitally to mind-control you and in a sense create a “hive mind”, i.e. the mass-mind, entrained with beliefs that will support the Cabal’s long-planned Globalist NWO agenda.

Collecting and Analyzing Data:
Every kind of data you could ever imagine is now be recorded or collect on you automatically and analyzed using sophisticated algorithms:
Every phone call you make is recorded and analyzed automatically by the NSA at Bluffdale, Utah with their mega-quantum computer Vesuvius.
Every piece of mail you send though the US Postal Service is photocopied and logged for addressee and sender.
Every email you ever send is recorded and processed and its key words or phrases used can get direct attention at your local Fusion Center.
In most large urban areas every major business has security cameras which employ facial and gait recognition and are connected to the local Fusion Center where shoppers are immediately identified. Should they be on any watch list, store security is usually notified.

Automatic license plate readers are being installed on most squad cars in large cities and these scan any vehicle that the squad car passes by, scanning plates in parking lots while driving through them. Many shopping center parking lots and parking ramps are getting these automatic plate readers as well as facial and gait recognition cameras connected to the local Fusion Center. Some cities now have such scanning cameras installed on busy public street in downtown areas.

Some large stores are now having advanced psychotronic emitters installed in the ceiling and operated by the store security. If a known shoplifter is identified by scanning software, corrective EMF can be emitted to make the target uncomfortable or motivated to leave. It’s a fact that there are frequent errors in mis-identifying individuals with this recognition technology that is usually “oversold”.

Cell phones are tracked with permanent records kept, but this is rarely used to immediately solve crimes (in order keep this information from the public). Parallel solutions are designed to keep this technology secret. For example, if a child is kidnapped and missing, the NSA usually has the ability to analyze their collected data to trace the route of the victim. Supposedly the policy has been that no information would be utilized for up to a year, then an agent or asset would be sent to “discover the body by mistake”. If an NSA or a Fusion Center technician notices a major crime that would be “politically expedient” to solve publicly, a parallel but lesser crime will be provoked and/or solved with that same subject that will not reveal the secret technology used.

Almost every conversation you have in your car home or anywhere is automatically recorded by the NSA using extremely sophisticated new technology, so advanced that few will believe it could possibly exist even when told by leakers. I’ll give you just some of the various methods used here. Most Cable TV boxes and many remote controls have microphones in them that continually relay speech that is automatically recorded. Many weather indicators with remote outside senders can be used to listen in. House wiring can be accessed as a mike using very sophisticated technology. Micro bugs the same color as your siding can be shot from a car parked in front of your home into the siding of a room where you sit and talk. Cell phone and smart phones can be remotely set and activated to relay everything you say and all conversations within 20 feet. There are new Wi-Fi devices that you speak to and will give you music that you desire and answer questions. These devices can be used to record conversations. Most new laptop computers have Wi-Fi capability and microphones and cameras that can be accessed even when they indicated they are turned off. House wiring can be adapted to serve as a microphone. Special lasers can be shot at windows to pick up speech in a room up to one mile away.
All automobiles manufactured since 2005 to some degree are hackable. Remotely deploying “Boston Brakes” is now easy on all new 2018 or later new cars. Most GPS systems automatically relay your position at all times. Blue tooth systems built into cars also can be used to record and analyze your conversations.
The big Internet social media providers and search engines are all part of this NSA spying network despite the fact they will never admit to this. Some are deputized under so-called “national security” and some are delivered “National Security Letters” (NSLs). NSLs can order them to cooperate with an Alphabet’s policies and they are forbidden keeping a copy of these NSLs and if they disclose such they are arrested and fined 10,000 and imprisoned for 10 years. Not only do they collect and analyze all your Internet emails and postings, but some of these services are actively involved in censoring and shaping content to help mind-kontrol the masses. The larger ones are alleged to be deeply involved in planning and financing False-flag terror and secret mercenary wars like ISIS, ISIL, Daesh et al.

The biggest problem the NSA always had was appropriating sufficient storage space for all the data they have collected going back to the Vietnam war picked up by its listening posts and all the far greater amounts of data their new technologies now easily and automatically collect.
When the NSA finished building Vesuvius, the world’s largest Quantum Computer at the new NSA Center in Bluffdale Utah, data storage was no longer a problem, nor was their previous inability to process and analyze large masses of data about you.
The Secret Shadow Government (SSG) best play is to deploy devices that have the secret capability to spy and deliver psychotronic brain-entrainment at the same time in any new devices which will give the public immediate and convenient new powers. Unless the public perceives these new devices as a much preferred convenience no one will be motivated to acquire and use them.
Take the cell phone for example, the public gets instant communication without any of the previously required wires, an incredible and revolutionary convenience. And at the same time the NSA can easily record their position, what they say, who they call, while at the same time being able to deliver psychotronic entrainment to their brains, using special EMF waveforms.
The weaponization of new technologies is here now.


The weaponization of new technologies is here now and is a major threat to your ability to think, reason and know the truth about what is really going on.
Remotely induced entrainment is a new technology that is here now and is fully operational. It is not 100% effective, but overall works on most folks without their knowledge. As former CIA scientist Robert Duncan, Ph.D. stated to former Governor Jesse Ventura, the human mind has now been successfully hacked. Dr. Duncan no longer works on this and has come forth and discussed this publicly as a warning.
Many of the same technologies developed and deployed to remotely spy on Americans and others all over the world have also been adapted to deliver psychotronic mind-control to remotely entrain certain brain waves in order to shape attitudes. An attitude is a potential action that in many cases can be later activated if the proper remote inductive entrainment is delivered. This is usually easier to deploy successfully in large crowds who are overly emotional over incidents where they feel abused by authority.
In some cases this technology has been used to create voices in one’s head and even take over control in certain susceptible individuals who have been adequately pre-conditioned.
New high tech war fighting technologies are now being developed:
Right now the major nations of the world are engaged in a major all-out race to develop new war fighting technologies that are quite different than what have been deployed before.
Thus we see the development of sophisticated cyber warfare technologies to be deployed through the Internet as well as directly through Quantum D-wave dimensional means, called “direct quantum warfare”. These means provide inter-dimensional direct access to spy, re-encode data and processors remotely, and for direct entrainment of attitudes and perceptions in the human brain.
The specifics of how this is done is one of the deepest secrets of the Secret Shadow Government and you will not be able to find much on this subject. Some insiders deeply involved in the Secret Space War Program have claimed that the “Looking Glass” device uses these new Quantum interdimensional physics to predict the future or even envision part of it. Some have claimed that D-waves (Dimensional waves, or more accurately interdimensional waves) travel through a medium where time and space do not exist as we know them.
It is believed by some insiders that the biggest threat to any standing army or government is now these new and forthcoming quantum-based weapons that be remotely deployed to invade the human mind individually or in mass; or to directly invade any processor (CPU), cyber network, hard-drive, flash-drive or memory device. If these quantum-based weapons are successfully refined and deployable, you can imagine how they will be a game changer.
We see the development of micro-robot swarms now being manufactured by the millions. These little devices can be dropped by transport aircraft in mass at once or deployed ins small numbers on the ground near the target. They can glide, fly, crawl, climb, approach the target, lock on and then explode to kill the intended person. They can be set to facial recognition for identifying their intended targeted person. They can be set to target any living thing.
A full range of battlefield robotic weapons are being developed all the way from battle tanks, to fighter planes, to individual robotic soldiers. There are numerous massive secret programs in DUMBs where attempts are being made to develop biological androids with computer interfaces and genes modified from animal genes to produce super strength and endurance as well as psi-powers. Some are based on triple helix (rapid self-healing genes), some have quad-helix, some are Chimeras based on animal human intermixing of genes.
Some bacteria have been taken from the deepest parts of the sea, gene spliced, with the capability to “eat” aluminum or iron much faster than rust can eat iron. These new metal-consuming bacterium are reputedly able to be activated and deactivated remotely by certain frequency signals, perhaps D-wave. Could they mutate out of control? Who knows, but many of these new technologies are being sold to entities that could carelessly develop them and also carelessly deploy them.
Various antipersonnel laser and particle beam systems are being readied now and will be mass produced as soon as possible. Most large nations have an extensive bevy of these weapons and keep this a closely guarded secret.
The bottom line is that unless the current small number of evil leaders who sit at the top of the Hierarchy of the Ruling Cabal, the folks that control the deployment of all these technologies are: gelded and displaced, we will all eventually become their electronic and psychotronic cannon fodder; and they will succeed in their Globalist goal of destroying every nation and culture of the world in order to raise their NWO Phoenix government from the ashes.
Conclusion:
One of the unexpected results of the Ruling Cabal’s deployment of the Internet for spying and surveillance is the transformation of the Internet into the New Gutenberg Press, a spontaneously emerging counter-weapon.
This new unexpected countermeasure can be used by the masses to gain serious penetration of the Cabal’s deepest darkest secrets and evil occult practices, And it can be used to diffuse this knowledge widely to the masses with a great deal of information the Controlled Major Mass Media News Cartel refuses to report.
The Ruling Cabal is deeply afraid of the masses ever coming to an understanding of their occult evil and ritual practices of pedophiling and sacrificing children. They know that if this ever occurs they will be hunted down and destroyed. Due to their arrogance and self-induced intoxication with their riches, power and status, they have only recently come to understand the scope of the threat to their evil system that the Internet as the New Gutenberg Press poses.
Yes, the Internet is the New Gutenberg Press and is now the ultimate threat to Ruling Cabal’s ability to retain power over the masses.
When considering just how revolutionary the Gutenberg Press was in 1439, one quickly begins to understand that the Internet is now even more revolutionary as a world event. This is especially apparent when one considers how it provides instant access to facts, knowledge and history.

Lisa Haven: If You Thought Fukushima Was Over With You’re Dead Wrong! Guess What’s Happening Now?



If You Thought Fukushima Was Over With You’re Dead Wrong! Guess What’s Happening Now?
Thursday, April 12, 2018 8:56
By Lisa Haven
http://beforeitsnews.com/politics/2018/04/were-being-nuked-you-wont-believe-what-fukushima-is-doing-now-outrage-2994495.html

Fukushima, that’s the name of the nuclear power plant that will go down in history as one of the worst events of it’s time and it will leave millions of cancer patients in its path.

Emigrate While You Still Can! Learn More…

For years this nuclear plant has been wreaking havoc on our oceans and on our bodies, ever since it’s destruction on March 11, 2011 when an earthquake and tsunami stroked the area. Sadly, the mainstream media have kept this disaster “on the down-low” in order to not panic the public, just as they did when Chernobyl took out millions with cancer.

With sieverts now reaching 530 and talks that they could go as high as 5,000, the mainstream media is forced to report on this devastation, however they fail to mention the repercussions it will have on humanity.

In the video below I prove just how bad this event really is and the effects it is still having on those here in America…
<a href="http://” target=”_blank”>The Video

Here’s what the globalists have to say about decreasing the worlds population, and I believe, they allow things like Fukushima specifically for that:

At the United Nations Biodiversity Assessment on Sustainable Human Population; US Senate September 9, 1994:

“A reasonable estimate for an industrialized world society at the present North American material standard of living would be one billion people. This must be implemented within 30-50 years, 2/3’s of the population must be cut.”

“The UN says property rights are not absolute and unchanging, but are there for the convenience of whatever government wants to do.” – Michael Coffman

Price Phillip, Duke of Edinburg:

“If I were reincarnated, I would wish to be returned to Earth as a killer virus to lower human population levels.”

Henry Kissinger:

“Depopulation should be the highest priority of U.S. foreign policy towards the Third World.”

Theodore Roosevelt:

“Society has no business to permit degenerates to reproduce their kind”

Ted Turner, in an interview with Audubon Magazine:

“A total world population of 250-300 million people, a 95% decline from present levels, would be ideal.”

Thomas Ferguson, State Department Office of Population Affairs:

“There is a single theme behind all our work–we must reduce population levels. Either governments do it our way, through nice clean methods, or they will get the kinds of mess that we have in El Salvador, or in Iran or in Beirut. Population is a political problem. Once population is out of control, it requires authoritarian government, even fascism, to reduce it….”“Our program in El Salvador didn’t work. The infrastructure was not there to support it. There were just too goddamned many people…. To really reduce population, quickly, you have to pull all the males into the fighting and you have to kill significant numbers of fertile age females….” “The quickest way to reduce population is through famine, like in Africa, or through disease like the Black Death….”

Alexander King, Bertrand Schneider – Founder and Secretary, respectively, The Club of Rome, The First Global Revolution, pgs 104-105, 199:

“In searching for a new enemy to unite us, we came up with the idea that pollution, the threat of global warming, water shortages, famine and the like would fit the bill…. But in designating them as the enemy, we fall into the trap of mistaking symptoms for causes. All these dangers are caused by human intervention and it is only through changed attitudes and behavior that they can be overcome. The real enemy, then, is humanity itself.”

Paul Ehrlich in The Population Bomb:

“A cancer is an uncontrolled multiplication of cells; the population explosion is an uncontrolled multiplication of people…. We must shift our efforts from the treatment of the symptoms to the cutting out of the cancer. The operation will demand many apparently brutal and heartless decisions.” Stanford Professor ”

Jacques Cousteau UNESCO Courier 1991:

“In order to save the planet it would be necessary to kill 350,000 people per day.”

Robert Walker, former chair of PepsiCo and Proctor & Gamble on water:

“Water is a gift of nature. Its delivery is not. It must be priced to insure it is used sustainably….Ted Turner makes the radical statement that, “A total population of 250-300 million people, a 95% decline from present levels, would be ideal,””

Club of Rome, The First Global Revolution, 1991:

“In searching for a new enemy to unite us, we came up with the idea that pollution, the threat of global warming, water shortages, famine and the like would fit the bill (this is absolute proof that man made global warming is a fabrication)…. But in designating them as the enemy, we fall into the trap of mistaking symptoms for causes. All these dangers are caused by human intervention and it is only through changed attitudes and behavior that they can be overcome. The real enemy, then, is humanity itself.”

Bill Gates TED Talk

“First, we’ve got population. The world today has 6.8 billion people. That’s headed up to about nine billion. Now, if we do a really great job on new vaccines, health care, reproductive health services, we could lower that by, perhaps, 10 or 15 percent, but there we see an increase of about 1.3.”

Israel Solved the School Shooter Problem, US Should Follow



Chuck Morse
https://www.newsmax.com/chuckmorse/israel-maalot-school-shooter/2018/02/27/id/845719/?utm_medium=referral&utm_source=idealmedia&utm_campaign=newsmax.com&utm_term=68856&utm_content=2196187
By Chuck Morse
Tuesday, 27 Feb 2018 12:34 PM

On May 15, 1974, three shooters entered the Netiv Meir Elementary School in the Jewish-Arab town of Ma’alot in northern Israel taking 115 people including 105 children hostage. At the time, Israel was on a leftist utopian bender with social experiments that included disarmament and gun free zones. On the second day of the standoff, the Israeli army stormed the building as the shooters murdered children with grenades and automatic weapons. 25 hostages were killed including 22 children, 68 were injured.

Israel responded to the atrocity by mandating armed security in every school. Retired military veterans and police, often grandfathers and grandmothers, began to monitor schools. Teachers and school staff began to volunteer for gun training and began to carry concealed weapons after registering with their school administration. Teachers started to participate in active shooter drills. There have been only two school shootings in Israel since that slaughter and in both cases the shooter was killed and stopped from killing more innocents.

In September 2015, Israel responded to a plethora of knife attacks by making it easier for citizens to obtain guns. Army officers with the rank of Lieutenant and above would be permitted to purchase guns freely and security guards would be allowed to take their guns home after work. The minimum age for gun purchases was dropped from 21 to 18. Jerusalem mayor Nir Barkat urged residents to carry a gun and was photographed carrying a Glock 23. Israelis overwhelmingly view the right to bear arms as the best means of deterring gun violence.

The mainstream media is lying about President Trump’s call for arming teachers in one of the ugliest and most dangerous pieces of fake news yet.

The president has not called for arming all teachers, only making it possible for the approximately 10 percent of teachers who are former military or security personnel, who are already licensed and trained, or who would like to obtain a license and training to be permitted to carry a concealed weapon if they choose to do so. In fact, 17 states already allow teachers who register with their school boards and who are cleared to carry concealed weapons. I’m proud to note that my own state of Massachusetts is one of those states. Apparently, Florida is not on the list.

The use by the left of impressionable young children who have been traumatized by school shootings to push their gun grabbing agenda is a particularly odious and despicable manipulation of emotions. If these leftists possessed a shred of decency or genuine concern for the safety of school children they might inquire as to whether the child feels safe going to school in a gun free zone where no one is properly equipped to stop a shooter. They might consider no longer stigmatizing and mocking gun training or the teaching of self-defense.

The social phenomena that constitutes school shootings and its uptick since Columbine, the social and psychological factors that led to this uptick, is a broad and profound subject that urgently calls out for a national discussion and a scientific inquiry free of ideology and invective from all sides. The question of gun regulation, particularly of semi-automatic weapons, is also an important topic that needs to be addressed without histrionics and posturing.

Meanwhile, and in these times of clear and present danger to our school children, common sense steps such as securing our school buildings and allowing trained and willing teachers and administrators to defend the students with concealed weapons is urgently needed.

Chuck Morse hosts “The Morse Force” live Monday-Friday at Noon, ET on YouTube. The program is also available on iTunes, Stitcher, and Google Play and his books are available on Amazon.com. For more of his reports — Click Here Now.

Georgia: Disbarred Lawyer Richard Merritt Jailed on Theft, Elder Abuse Charges



Georgia: Disbarred Lawyer Richard Merritt Jailed on Theft, Elder Abuse Charges
Attorney Richard Merritt was disbarred Monday for pocketing a client’s $75,000 settlement and jailed Wednesday on multiple felonies.

Georgia: Disbarred Lawyer Richard Merritt Jailed on Theft, Elder Abuse Charges
http://www.barcomplaint.com/attorney-theft/georgia-disbarred-lawyer-richard-merritt-jailed-on-theft-elder-abuse-charges/

The problems of Richard Merritt have come to a head with his arrest. This has been long coming has his behavior has been in question for several years.


Richard Vinson Merritt

Former Smyrna attorney Richard V. Merritt, who was disbarred Monday after admitting to settling a client’s suit for $75,000 and then pocketing the money, woke up in the Cobb County Jail Thursday after being arrested on separate felony elder abuse, theft, exploitation and check fraud charges.

The spokesperson for the Cobb County Sheriff’s Office said he had no further information on the charges, which were apparently filed by the Smyrna Police Department. The booking report includes a notation that Merritt is to be held for the Fayette County Sheriff’s Office, where a press liaison said they received a bench warrant for “indirect criminal attempt.”

He provided no further information, and there was no immediate response from Smyrna police.

On Friday, Cobb County District Attorney Vic Reynolds said there was little he could offer concerning Merritt’s case so far.

“We have yet to receive the complete investigative file from the Cobb Sheriff’s Department,” said Reynolds via email. “When we do, our White Collar Unit will begin the process of determining what charges we will proceed to the grand jury with. In addition, our Investigators will begin reviewing the file upon receipt to see if there are any additional victims or charges which need to be pursued.”

Merritt remained in jail on Friday afternoon.

Merritt is the subject of multiple civil suits in Cobb County, including one filed by a woman who claims he forged her name on a $150,000 settlement agreement and check without her knowledge. She claims Merritt never turned over any funds.

He also faces several legal malpractice and fraud lawsuits in Cobb County from clients claiming he agreed to handle their cases and then never filed them and never pursued any actions.

Merritt has represented himself in each of the lawsuits.

The attorney for a plaintiff in one case, Sapp & Moriarty partner Daniel Moriarty—interviewed before word of Merritt’s arrest was known—said he was surprised at the mild tone in the state Supreme Court’s disbarment opinion, which only said Merritt “settled a client’s personal injury matter for $75,000 but failed to promptly disburse those funds to his client or her medical providers and failed to render a full accounting of the funds to his client.”

“That’s a euphemism for stealing money,” said Moriarty. “I talked to an investigator who has seen his bank records and determined that he had stolen hundreds of thousands of dollars. It just blows my mind what he’s gotten away with.”

According the bar complaint reviewed by the Daily Report, Merritt was retained to handle a personal injury matter in December 2016 and settled it last February, cashing the forged check Feb.7. On Feb. 10, he filed a lawsuit “and continued to lead me on until late May 2017 when I learned what he had done,” the confidential complaint said.

“I have never seen a dime of the $75,000,” said Merritt’s former client.

Another civil suit filed in Cobb County State Court last year said Merritt forged a husband and wife’s signature on a settlement and check in a medical malpractice case and never told them.

Another complaint said Merritt accepted a med-mal case and continually told his client that he was investigating it. Merritt sent emails saying “All is well and we are moving forward on your case,” and “No worries I’m on it!”

Then he stopped accepting the woman’s calls, and the filing deadline passed.

In that case, Judge Maria Golick struck Merritt’s answers and ordered a damages-only trial after finding he “willfully failed to respond” to hearing notices. Golick scheduled a show-cause criminal contempt hearing, and the decision is apparently still under advisement, according to court records.

In the case Moriarty is handling, Merritt also allegedly claimed to be conducting discovery and searching for experts, even scheduling bogus depositions for his clients, only to cancel them at the last minute.

Merritt was the principal for the Smyrna-based Merritt Firm, whose offices were the subject of several dispossessory actions between 2015 and 2017, according to court records.

Last August, Merritt sued two attorneys on behalf of spine surgeon and frequent medical expert James Chappuis. At the time, Merritt said he vice president and general counsel of Chappuis’ Orthopaedic & Spine Surgery of Atlanta.

That case settled confidentially shortly after it was filed.

How does the purported shooter exit his Uber ride, put on full body dress, helmet, assemble his rifle, load it and start firing at targets within two minutes? By Shepard Ambellas


Teacher grazed by Parkland shooter’s bullet: ‘Shooter was in full metal garb, helmet, face mask, bulletproof armor, shooting a rifle I never seen before’
By Editor February 26, 2018

http://www.theeventchronicle.com/florida-hs-shooting/teacher-grazed-parkland-shooters-bullet-shooter-full-metal-garb-helmet-face-mask-bulletproof-armor-shooting-rifle-never-seen/

How does the purported shooter exit his Uber ride, put on full body dress, helmet, assemble his rifle, load it and start firing at targets within two minutes?
By Shepard Ambellas

PARKLAND, Fla. (INTELLIHUB) — Marjory Stoneman Douglas High School teacher Stacy Lippel was grazed by a hot bullet which left the chamber of the shooter’s gun as she closed the door to her classroom after letting a number of students file into what would presumably be safety. However, nothing could have prepared the teacher for what she was to witness next.

“I suddenly saw the shooter about twenty feet in front of me standing at the end of the hallway actively shooting down the hallway, just a barrage of bullets, and I’m staring at him thinking why are the police here,this is strange because he’s in full metal garb, helmet, face mask, bulletproof armor, shooting this rifle that I’ve never seen before,” Lippel told Good Morning America last Wednesday.

The brave teacher said she told fellow Stoneman Douglas H.S. teacher Scott Beigel, 35, to get back in his room just before the shooter fired a number of rounds into his room killing him and other students.

Lippel said the shooter fired four to five rounds into her classroom which shattered the classroom door window before the heavily-claded assassin continued his diabolic shooting spree down the hallway.

“I never really knew when he left because we all thought he was still here,” she said.

Two of Lippel’s students were fatally wounded in the attack.

Police maintain the suspect Nikolas Cruz arrived via an Uber ride at 2:19 p.m. and initiated his attack within 1 minute. If true, that would mean that Cruz would have had to suit up into full metal body armor, put on a full helmet and the whole nine yards, all the while assembling an AR-15 rifle which was purportedly packed into a duffle bag with a number of fully-loaded magazines.

An affidavit filed by the Broward County Sheriff states: “Cruz stated that he was the gunman who entered the school campus armed with an AR-15 and began shooting students that he saw in the hallways and on the school grounds. Cruz stated that he brought additional loaded magazines to the school campus and kept them hidden in a backpack until he got on campus to begin his assault.”

An NBC News report gives the official timeline of events:

Within barely two minutes of being dropped off, Cruz started firing into four classrooms in Building 12, returning to two of them to shoot again, Israel said.

Cruz then went upstairs to the second floor, where he shot one of his victims, before proceeding to the third floor, where he ditched his rifle and backpack, Israel said.

He then ran down the stairs and outside, where he blended in with hundreds of terrified students — many of them his former classmates — and eluded officers as he left campus, Israel said.

Amid the chaos he’d left behind at the school, Cruz made his way to a Walmart store, bought a drink at its Subway restaurant and walked away again, Israel said.

Such a scenario seems not only entirely unlikely but almost impossible. Not to mention the fact that prosecutors have already offered Cruz a deal to spare his life in exchange for his plead of guilt. However, if school cameras, video footage, and other hard evidence reveals that Cruz was, in fact, the shooter, why would there be a need for Cruz to plead guilty? Wouldn’t the case be cut and dry?

What exactly is going on here?

Please comment and share!

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Shepard Ambellas is an opinion journalist, analyst, and the founder and editor-in-chief of Intellihub News & Politics (Intellihub.com). Shepard is also known for producing Shade: The Motion Picture (2013) and appearing on Travel Channel’s America Declassified (2013). Shepard is a regular contributor to Infowars. Shepard is the leading journalist covering the Las Vegas Massacre, logging over 800+ hours, 130+ reports, during his ongoing investigation. Read more from Shep’s World. Follow Shep on Facebook. Subscribe to Shep’s YouTube channel.

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This article (Teacher grazed by Parkland shooter’s bullet: ‘Shooter was in full metal garb, helmet, face mask, bulletproof armor, shooting a rifle I never seen before’) was originally published on Intellihub and syndicated by The Event Chronicle.

Don’t You Take Anything That Big Pharma Isn’t Making Money On. Next they will be putting people into jail for using homeopathic medications.



(Chamille White/Shutterstock.com)

FDA Is Taking a More Aggressive Stance Toward Homeopathic Drugs
https://www.sciencealert.com/fda-takes-more-aggressive-stance-toward-homeopathic-drugs?perpetual=yes&limitstart=1

“Just silly from a scientific point of view.”
LAURIE MCGINLEY, THE WASHINGTON POST
19 DEC 2017

The US Food and Drug Administration (FDA) on Monday proposed a tougher enforcement policy toward homeopathic drugs, saying it would target products posing the greatest safety risks, including those containing potentially harmful ingredients or being marketed for cancer, heart disease and opioid and alcohol addictions.

Homeopathy is based on an 18th-century idea that substances that cause disease symptoms can, in very small doses, cure the same symptoms.

Modern medicine, backed up by numerous studies, has disproved the central tenets of homeopathy and shown that the products are worthless at best and harmful at worst.

Under US law, homeopathic drugs are required to meet the same approval rules as other drugs. But under a policy adopted in 1988, the agency has used “enforcement discretion” to allow the items to be manufactured and distributed without FDA approval.

Agency officials don’t plan to begin requiring that homeopathic products get approval – officials say that would be impractical – but they are signalling stepped-up scrutiny for items deemed a possible health threat.

Examples of high-risk products include ones that are administered by injection, are intended for vulnerable populations like children or the elderly, or are marketed for serious diseases, the agency said.

The FDA’s proposed approach, outlined in a draft guidance that will be open for public for 90 days, comes more than a year after homeopathic teething tablets and gels containing belladonna were linked to 400 injuries and the deaths of 10 children.

An FDA lab analysis later confirmed that some of the products “contained elevated and inconsistent levels of belladonna”, a toxic substance, the agency said.

Once a niche field, homeopathy has grown into to a US$3 billion industry that peddles treatments for everything from cancer to colds, FDA Commissioner Scott Gottlieb noted in a statement.

“In many cases, people may be placing their trust and money in therapies that may bring little or no benefit in combating serious ailments, or worse – that may cause significant and even irreparable harm” because of poor manufacturing quality or unsafe ingredients, he said.

Still, he said, the agency wants to balance its safety concerns with the desires of consumers who want to continue using the products.

Under its planned approach, many products won’t be considered high risk and will remain available to consumers, Janet Woodcock, director of the FDA’s Center for Drug Evaluation and Research, told reporters during a teleconference.

But she said, the agency would “go after” products that cause – or might cause – “overt harm”.

The National Center for Homeopathy, which advocates for homeopathy and is based in Mount Laurel, NJ, says on its website that “homeopathy is a safe, gentle, and natural system of healing that works with your body to relieve symptoms, restore itself, and improve your overall health.”

Steven Salzberg, a biomedical engineer at Johns Hopkins University who in the past has criticised the FDA for not taking action against homeopathy, said it was “terrific” that the agency now plans to try to rein in the industry.

He cautioned that product makers are likely to “hit back hard with lots of spurious claims in an effort to confuse consumers and to protect their profits.”

Salzberg added that homeopathic products’ packaging suggests that the items “cure all sorts of conditions – pain, colds, asthma, indigestion, arthritis, you name it – and yet there’s not a whit of evidence” that they cure anything.

The homeopathy field, he said, is “just silly from a scientific point of view, more like a religious belief than a scientific belief.”

In July, Britain’s National Health System announced plans to stop doctors from prescribing homeopathic drugs. Simon Stevens, the system’s chief executive, described homeopathy as “at best a placebo and a misuse of scarce NHS funds”.

The move came years after the House of Commons called on the government health service to stop paying for homeopathic prescriptions, saying, “To maintain patient trust, choice and safety, the Government should not endorse the use of placebo treatments, including homeopathy.”

In April 2015, the FDA held public hearings on the way it regulates homeopathic products as part of an effort to get public input on its enforcement polices.

The agency said Monday that as a result of the hearing and 9,000 comments submitted by the public, the FDA had decided to propose a new “comprehensive, risk-based enforcement approach to drug products labelled as homeopathic and marketed without FDA approval.”

Over the past several years, the FDA has issued warnings about other homeopathic drug products, including zinc-containing intranasal products that may cause a loss of sense of smell; certain homeopathic asthma products that have not been effective in treating asthma and other products that contain strychnine, a poison used to kill rodents.

2017 © The Washington Post

This article was originally published by The Washington Post.